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What is an Emergency Medical Condition?

If you were involved in a car accident in Florida, your medical bills will be paid by your insurance provider through the Personal Injury Protection in your policy. According to Florida Statute 627.732 (16):

An “Emergency medical condition” means a medical condition manifesting itself by acute symptoms of sufficient severity, which may include severe pain, such that the absence of immediate medical attention could reasonably be expected to result in any of the following:

(a) Serious jeopardy to patient health.
(b) Serious impairment to bodily functions.
(c) Serious dysfunction of any bodily organ or part.

If you have an emergency medical condition, your insurance provider will pay $10,000 of your medical bill otherwise, they will only pay $2,500 even your coverage is $10,000. Your doctor will determine if you have an emergency medical condition and they need to submit a document or a medical record to your insurance provider before your fill PIP coverage can be used.

Darfoor Law can help if you were involved in a car accident or if you have questions about Emergency Medical Condition. You may call us at 754-812-8444 or email us at info@darfoorlaw.com. You may also visit our website, www.darfoorlaw.com for more information.

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