Consumer protection law is designed to ensure the rights of consumers in the marketplace, as well as fair trade, competition, and accurate information in the marketplace. Consumer protection laws are designed to provide protection, especially for the most vulnerable people in the marketplace. Essentially, consumer protection law provides a way for individuals to fight back against abusive business practices and unscrupulous businesses. These laws were implemented to hold sellers of goods and services accountable when they seek to gain profits by taking advantage of a consumer’s lack of information or bargaining power. Whether it is unfair or fraud, a Fort Lauderdale consumer protection lawyer can evaluate your claim to determine the best course of proceeding. Potential action may be taken at either the state or federal level. While abusive business practices happen in almost every type of business, the most common are found when individuals are particularly vulnerable, including:
- Debt collector harassment, governed by the Fair Debt Collection Practices Act (FDCPA)
- Credit reporting abuse, governed by the Fair Credit Reporting Act (FCRA)
- Predatory Lending, governed by the Truth in Lending Act (TILA) and the Home Ownership and Equal Protection Act (HOEPA).
- False or Misleading Advertisement, governed in Florida by the Florida Deceptive and Unfair Trade Practices Act (FDUTPA) and various laws at the federal level.
- Telephone Harassment and Abusive Conduct, governed by the Telephone Consumer Protection Act (TCPA).
- Auto Dealer Fraud
If you feel your consumer rights have been violated by a business, call your Fort Lauderdale consumer protection attorney at 1-833-DARFOOR for a free legal consultation.