Personal Injury Protection or PIP is a part of a car insurance that covers the expenses of the treatment for the injuries and lost wages caused by a motor vehicle accident. PIP is also called the no-fault coverage because it pays the medical expenses of the accident regardless of who caused it.
According to Florida Statute 627.7407, policyholders are required to maintain a PIP insurance coverage and that the State may suspend the policyholder’s license and registration if he or she does not maintain a PIP coverage. Passenger/s of the policyholder and relatives residing in the policyholder’s household are also covered by the PIP. The minimum required coverage in Florida is $10,000. This amount differs from state to state.
The PIP coverage can also, in some cases, cover the following:
Lost wages – If you have missed hours at work due to injuries caused by the accident
Funeral expenses – If the injuries caused by the accident has resulted in death
Aside from Florida, PIP coverage is also mandatory in the following states: Delaware, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania, and Utah.
If you were involved in a motor vehicle accident and were injured because of it, the attorneys at Darfoor Law can help you in getting the benefits and settlement that you deserve if your insurance company is denying you coverage. You may call us at 754-812-8444 or email us at info@darfoorlaw.com. You may also visit us at www.darfoorlaw.com for more information.
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